Social Security Disability
Overview
To be considered “disabled,” you must be unable to perform any job, not just your former jobs. To qualify for Disability (Title II) benefits, you must have worked for 5 of the past 10 years. Otherwise, you only qualify for SSI (Title XVI) benefits, which are substantially lower monthly benefits.
You can file an initial claim for social security benefits at your local office or even online. You do not need a Social Security Disability attorney to file an initial claim, only if your initial claim is denied. If your initial claim is denied, you have 60 days to file a “request for reconsideration.” If that request is also denied, you have 60 days to file a “request for ALJ hearing.”
Unless an “expedited” hearing is granted (i.e. due to eviction or foreclosure), it will usually take 18 months for the hearing to be scheduled, and the entire process can often take 2 years, so you will likely need the financial assistance of family and friends to survive while you go through the process.